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Advanced mortgage strategies from a twenty-year strategist. Written to help you pay off sooner, save more, and retire three to four times wealthier — without paying more each month.

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BC Homeowners: Three Moves That Cut Your 2026 Renewal Payment Before You Sign post image

By Chris Adkins

BC Homeowners: Three Moves That Cut Your 2026 Renewal Payment Before You Sign

7 Ways to Build a Cash Reserve Before Tariffs Hit Your Paycheque post image

By Chris Adkins

Sep 7, 2026

7 Ways to Build a Cash Reserve Before Tariffs Hit Your Paycheque

Montreal Home Sales Fall 13% While Prices Climb: Why This Isn't a Buyer's Market Yet post image

By Chris Adkins

Sep 7, 2026

Montreal Home Sales Fall 13% While Prices Climb: Why This Isn't a Buyer's Market Yet

When Your $480,000 Mortgage Renews at $3,100 Instead of $2,450 post image

By Chris Adkins

Sep 6, 2026

When Your $480,000 Mortgage Renews at $3,100 Instead of $2,450

Your Partner Said No to the Offset Mortgage: How to Restart the Conversation Without the Defensiveness post image

By Chris Adkins

Sep 6, 2026

Your Partner Said No to the Offset Mortgage: How to Restart the Conversation Without the Defensiveness

Four Mortgage Strategies That Work When CPP and RRIF Income Can't Absorb a $500 Monthly Payment Spike post image

By Chris Adkins

Sep 5, 2026

Four Mortgage Strategies That Work When CPP and RRIF Income Can't Absorb a $500 Monthly Payment Spike

Why a $9,200 Penalty This Month Beats a $5,500 One in March post image

By Chris Adkins

Sep 4, 2026

Why a $9,200 Penalty This Month Beats a $5,500 One in March

# How the Stress Test Floor Dropped and Why Your Renewal Math Changed post image

By Chris Adkins

Sep 3, 2026

# How the Stress Test Floor Dropped and Why Your Renewal Math Changed

Your Rental Income Depends on US Trade More Than You Think post image

By Chris Adkins

Sep 3, 2026

Your Rental Income Depends on US Trade More Than You Think

Tariff Shock Will Hit Your Rental Cash Flow Before Rate Hikes Do post image

By Chris Adkins

Sep 3, 2026

Tariff Shock Will Hit Your Rental Cash Flow Before Rate Hikes Do

# Mortgage Defaults Just Doubled in Canada. Here's What Pre-Retirees Should Do Next. post image

By Chris Adkins

Sep 2, 2026

# Mortgage Defaults Just Doubled in Canada. Here's What Pre-Retirees Should Do Next.

Ontario's Housing Target Is 1.5 Million Homes by 2031, Not Per Year post image

By Chris Adkins

Sep 1, 2026

Ontario's Housing Target Is 1.5 Million Homes by 2031, Not Per Year

Why Canada's Securities Regulators Are Limiting Prediction Markets post image

By Chris Adkins

Sep 1, 2026

Why Canada's Securities Regulators Are Limiting Prediction Markets

Strategy, not rates. Mortgage planning that builds real wealth.

Featured Posts

BC Homeowners: Three Moves That Cut Your 2026 Renewal Payment Before You Sign post image

Jul 26, 2026

BC Homeowners: Three Moves That Cut Your 2026 Renewal Payment Before You Sign